Privacy Policy

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Effective date: 11 October 2025

This Privacy Policy explains how thepankajmathur.com (the “Website”) collects, uses, and shares personal data. By using this Website, you agree to the practices described here.

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Owner and Data Controller

Owner: Pankaj Singh Mathur (also “we”, “us”, “our”)
Location: Ontario, Canada (operates globally)
Contact email: info.pankajmathur@gmail.com

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Types of Data We Collect

• Identifiers: first name, email address (e.g., newsletter sign-ups, contact forms).

• Usage Data & Technical Data: IP address, device and browser info, pages visited, time on page, referral URLs, approximate location (city/country), session metrics.

• Cookies/Trackers: to operate the site, analyze traffic, remember preferences, and (if enabled) serve or measure ads.

• User-Provided Content: messages sent through forms or replies to emails (e.g., surveys, coaching inquiries).

Mandatory vs. optional: Where data is required (e.g., to deliver a newsletter), we’ll indicate this. If you don’t provide required data, we may not be able to provide that specific service.

Third-party data: If you submit someone else’s data, you confirm you have their permission to share it with us.

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Why We Process Your Data (Purposes)

• Provide and operate the Website (security, load balancing, content delivery).

• Communicate with you (newsletters, updates, coaching responses, support).

• Analytics & performance (understand usage, improve content and funnels).

• Marketing & personalization (only if enabled and where lawful; includes remarketing and interest-based advertising).

• Compliance & protection (legal obligations, dispute resolution, fraud prevention).

Common integrations we may use (toggle as applicable):

• Hosting & CDN: Wix and/or a content delivery network.

• Analytics: Google Analytics (with IP anonymization where available).

• Video embeds: YouTube.

• Email marketing: an email service provider (ESP) to manage newsletters and campaigns.

• Advertising/Monetization (optional): Google AdSense or similar ad networks.

• Tag management: Google Tag Manager to centrally manage scripts.

If you don’t use some of the above, remove them from your live version. If you enable them later, update this policy.

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Legal Bases We Rely On

Depending on your location and the context, we process data under:

• Consent (e.g., marketing emails, non-essential cookies).

• Contract (e.g., delivering requested content/services).

• Legal obligation (e.g., tax, compliance).

• Legitimate interests (e.g., site security, basic analytics, service improvement), balanced against your rights and expectations.

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How We Process and Share Data

We use secure systems and role-based access. Data may be processed by trusted service providers acting on our behalf (hosting, analytics, email delivery, customer support tools, security vendors, payment or billing providers if applicable). These parties are bound by contractual obligations to keep your data confidential and use it only per our instructions.

We may disclose data:

• To service providers (as above).

• To comply with law or lawful requests.

• To protect rights and safety (fraud prevention, abuse reports).

• In a business transfer (merger, acquisition) with appropriate safeguards.

We do not sell your personal information in the traditional sense. Where laws define “sale” or “sharing” to include certain advertising/analytics disclosures, you have opt-out rights (see regional sections).

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International Transfers

We operate from Canada and use providers that may store or process data in other countries. Where required, we rely on appropriate safeguards (e.g., Standard Contractual Clauses, comparable mechanisms, or adequacy decisions).

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Retention

We keep personal data only as long as necessary for the purposes collected, including:

• Newsletters/marketing: until you unsubscribe or ask us to delete, plus a reasonable period to maintain suppression lists.

• Analytics logs: for a limited period per provider defaults or business need.

• Legal/Compliance: as required by law or to establish/defend legal claims.

When retention ends, we delete or anonymize data.

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Your Choices and Controls

• Email marketing: Click Unsubscribe in any email or contact us at info.pankajmathur@gmail.com.

• Cookies/Trackers: Use your browser settings and our site’s cookie banner (where shown) to manage non-essential cookies.

• Interest-based ads: See the “Opt-Out of Interest-Based Advertising” section below.

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User Rights (Global Summary)

Your rights vary by region but may include:

• Access (know what we hold about you).

• Correction (fix inaccurate data).

• Deletion (ask us to erase data, subject to lawful exceptions).

• Restriction/Objection (limit or object to certain processing).

• Portability (receive data in a structured, commonly used format).

• Withdraw consent (for processing based on consent).

To exercise rights, email info.pankajmathur@gmail.com. We will verify your request and respond within legally required timelines.

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Region-Specific Disclosures

1) EEA/UK (GDPR/UK GDPR)

If you’re in the EEA or UK, you have the rights listed above under GDPR/UK GDPR. Our main legal bases are consent, contract, legitimate interests, and legal obligation. You may lodge a complaint with your local supervisory authority, but please contact us first so we can help.

2) Canada (PIPEDA)

If you’re in Canada, you have the rights to access and correct your personal information and to challenge our compliance under PIPEDA. Contact info.pankajmathur@gmail.com to submit a request or complaint.

3) California (CCPA/CPRA)

If you’re a California resident, you have the right to:

• Know/Access the categories and specific pieces of personal information we collected about you in the last 12 months, the sources, purposes, and categories of third parties we disclosed to.

• Delete personal information (subject to exceptions).

• Correct inaccurate personal information.

• Opt-out of “sale” or “sharing” of personal information (as defined by CPRA, which may include certain ad/analytics disclosures).

• Limit use/disclosure of sensitive personal information (we do not intentionally collect sensitive PI for purposes requiring this right).

• Non-discrimination for exercising your rights.

How to exercise: email info.pankajmathur@gmail.com with your request. We will verify your identity and respond within statutory timeframes. Authorized agents may act on your behalf with proof of authority.

Categories collected (past 12 months): identifiers (name, email), internet/usage data (device, IP, browsing activity).
Disclosure: to service providers for business purposes (hosting, analytics, email delivery, security, advertising where applicable).
Sale/Sharing: We do not “sell” personal info for money. If our use of advertising/analytics constitutes a “sale” or “sharing” under CPRA, you can opt out by adjusting cookie preferences in our cookie banner (where available) and your browser’s global privacy controls.

4) Brazil (LGPD)

If you’re in Brazil, you have the rights to confirm processing, access, correction, anonymization, blocking, deletion, portability (when applicable), information about sharing, and withdrawal of consent, among others. Contact info.pankajmathur@gmail.com to exercise your rights. We process data under LGPD legal bases such as consent, contract, legitimate interests (balanced), legal obligation, and the protection of credit or rights, as applicable.

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Cookies and Tracking

We use essential cookies (to operate the site) and, with consent where required, analytics and marketing cookies. You can control cookies via our cookie banner (where presented) and your browser settings.

Do Not Track (DNT): Many browsers offer DNT signals; we currently do not respond to DNT. Use the cookie banner, browser controls, and ad industry opt-outs below.

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Opt-Out of Interest-Based Advertising

You can learn more and opt-out across many networks here:

• Network Advertising Initiative: optout.networkadvertising.org

• Digital Advertising Alliance: optout.aboutads.info

• Your Online Choices (EU): youronlinechoices.eu

• Platform-specific settings (e.g., Google Ads, Facebook Ads).
  Also manage permissions in your browser and device settings.

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Children’s Privacy

This Website is not directed to children under the age of 13 (or the minimum age of digital consent in your jurisdiction). We do not knowingly collect personal data from children. If you believe a child provided us data, contact us to delete it.

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Security

We use appropriate technical and organizational measures (encryption in transit where supported, access controls, least-privilege practices, provider due diligence). No method is 100% secure; we continuously improve safeguards.

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External Links and Embeds

Our content may link to or embed third-party services (e.g., YouTube, social platforms). Those services operate under their own privacy policies.

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Changes to This Policy

We may update this Policy to reflect changes in practices, technology, or legal requirements. We’ll post the revised version with a new “Effective date.” If changes materially affect your rights or how we process data, we will provide additional notice where required and seek new consent when necessary.

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How to Contact Us

For questions or to exercise your rights:
Email: info.pankajmathur@gmail.com
Website: thepankajmathur.com

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Additional Information:

Google Analytics (with IP anonymization): We use Google Analytics to understand how visitors use our site and to improve content. Google may process pseudonymous usage data; IP anonymization (where supported) is enabled. See Google’s privacy policy and opt-out tools.

YouTube Embeds: When you view a page with a YouTube embed, YouTube may collect usage data and set cookies per its policies.

Email Service Provider (ESP): We use an ESP to manage newsletters and track open/click rates to improve relevance and deliverability. Unsubscribe anytime.

Tag Manager: We use a tag manager to deploy and control scripts efficiently.

Ads/AdSense (if enabled): If we run ads, ad networks may use cookies and similar technologies to deliver, measure, and personalize ads in compliance with consent laws.​